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Thank you President Dr. Arif Alvi for your kind Consideration

Fariyal Mir

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Women’s financial inclusion, digital empowerment vital to improving economy: President. women are capable of doing anything. They just need support and encouragement.

ISLAMABAD, Sep 17 (APP): President Dr. Arif Alvi Friday said that the inclusion of women in the financial mainstream, as well as their digital empowerment, would bring about economic stability besides many other intangible benefits to the society.

The president, addressing the launching ceremony of State Bank’s policy on “Banking on Equality” to ensure women’s financial inclusion, said a financially independent woman could not be exploited.

First Lady Samina Alvi, parliamentarians, State Bank Governor Raza Baqir, SBP Deputy Governor Seema Kamil, CEOs of banks and financial institutions attended the event.

The president said the women’s financial inclusion would also significantly improve the country’s GDP as women were more reliable handlers of the financial products as had also been experienced in Bangladesh as well as Pakistan.

He said with the changing dynamics of the society marking minimizing needs of physical labor, the women could easily play their role in the society by using the internet and other digital tools.

With the five pillars of diversity, inclusion, accessibility, transparency, and leadership, the policy has set a target of around 20 million women’s bank accounts by 2023. Currently, only 13% of the bank staff and 1% of branchless banking agents are women.

Under the policy, the financial institutions would be asked to ensure a minimum of 20% female participation in the workforce by 2024.

President Alvi told the gathering that opening a bank account of women was just one method of financial inclusion as it would open up more avenues.

He said a secure environment was inevitable for the women to make them play a productive role as the security of their children was always the family’s top priority.

At the same time, the president said it was also equally essential to teach the society on ethics and its responsibilities, exemplifying the Minar-e-Pakistan incident where the people opted to film the female harassment scene instead of forbidding the wrongdoers.

The president said it was unfortunate that Pakistan lagged behind in the number of women bank account holders comparing other Muslim countries and appreciated the SBP’s target of 20 million women bank accounts by 2023 as proposed in the policy.

He also suggested that the number of women’s bank accounts could have a quantum jump if Ehsaas disbursements to all 17 million women were switched through banking channels instead of cash. It will also ensure women’s enhanced control over the money, he added.

Referring to the passage of a law to protect women’s property rights, the president also appreciated a decision of the Balochistan High Court barring women from gifting their inherited property to anyone unless it was transferred to her.

President Alvi urged the women parliamentarians to be aware women about the loan amount specified by banks for women which currently remained under-utilized.

At the end, the president also reiterated his message for self-examination and early diagnosis of breast cancer as October would be observed as a month for awareness on the disease. He said owing to delayed diagnosis, the mortality rate in Pakistan was 50%, comparing just 2% in the world.

Earlier, State Bank Governor Raza Baqir presented a copy of the policy to the president which will assign outreach targets for saving and credit products to enhance access, usage, and quality of financial services to women.

In his address, Raza Baqir said the policy had been finalized after detailed consultation with all the stakeholders.

He said Pakistan lagged far behind among Muslim countries vis-à-vis the number of women bank account holders which were 70% in Saudi Arabia, UAE 76%, Turkey 54%, and Malaysia 82%.

He said the extension of the digital account opening facility across Pakistan would also help enhance the number of account holders including men and women. He also thanked the banks and other financial institutions for supporting the central banks in policy formulation and also urged them to own and implement the document.

Earlier, Seema Kamil said it was a historic day for women of Pakistan as financial inclusion was their right. She said being gender-neutral had not been enough, so it was required to adopt a gender intentional approach.

She asked the banks to provide a conducive environment, welcome, value, and respect their women customers to encourage their financial inclusion.

CEO of Froward Sports Khawaja Masood, whose company was effectively promoting the objective, said women’s financial inclusion would cast a substantial impact on the national economy. He said the financial institutions should ensure that their respect and grace were not compromised. CEO of Standard Chartered

Pakistan

Nation celebrates birth anniversary of Quaid-e-Azam

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The nation is celebrating the 148th birth anniversary of the Father of the Nation, Quaid-e-Azam Muhammad Ali Jinnah today with national zeal and fervour.   

Today is a public holiday and national flag is hoisting atop all public and private buildings.

The day dawned with gun salutes in the federal and provincial capitals.

A graceful changing of the guard’s ceremony is being held at the mausoleum of Quaid-e-Azam Muhammad Ali Jinnah in Karachi.

Quran Khawani would also be held at the Mazar-e-Quaid.

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Pakistan

Unity, Faith, and Discipline: The Cornerstones of Pakistan’s Motto as “Aik Qaum” (One Nation)

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The guiding motto of Pakistan, “Unity, Faith, and Discipline,” holds profound significance in shaping the national identity of Pakistanis as “Aik Qaum” (One Nation). These three words, coined by the country’s founding father, Quaid-e-Azam Muhammad Ali Jinnah, form the bedrock of the national ethos. They represent the essential pillars upon which Pakistan was built and must continue to stand in pursuit of progress, solidarity, and global stature.

This motto is not just a political slogan or a patriotic catchphrase; it is an enduring call for the people of Pakistan to unite under a common banner of national purpose, to have faith in their capabilities, and to uphold the discipline needed for  personal and national success. In this detailed article, we will explore the deeper meanings and implications of unity, faith, and discipline, and how these principles guide the vision of Pakistan as a united and resilient nation.

Unity: The Power of Togetherness

Unity is the first and foremost element of Pakistan’s national motto. It emphasizes the importance of national cohesion and solidarity across the diverse ethnic, linguistic, and religious landscape of Pakistan. As a nation that emerged from the crucible of colonialism and division, Pakistan’s unity has always been central to its survival and growth.

At its core, unity signifies a collective commitment to the country’s well-being, transcending personal or communal differences. Pakistan is home to a wide variety of cultures, languages, and sects, from the Punjabis, Sindhis, Pashtuns, and Baloch to religious minorities such as Christians, Hindus, and Sikhs. The concept of unity calls for embracing this diversity as a source of strength, rather than as a source of division.

Historically, the drive for unity was integral to the Pakistan Movement, which brought together Muslims from different regions of British India to fight for a common homeland. Quaid-e-Azam Muhammad Ali Jinnah recognized that only through unity could the Muslims of the subcontinent secure their political, economic, and social rights. His vision for Pakistan was one where all citizens, regardless of their background, would work together for the common good.

In modern-day Pakistan, unity remains vital for addressing the challenges of sectarianism, regionalism, and external threats. A united Pakistan is better equipped to deal with issues such as poverty, terrorism, and political instability. The concept of unity fosters a sense of belonging and national pride, urging Pakistanis to think of themselves as one people, with one purpose, under one flag.

Faith: Belief in a Higher Cause and in Ourselves

Faith is the second pillar of Pakistan’s motto and is deeply rooted in the spiritual and ideological foundation of the country. Pakistan was established as a homeland for Muslims, and faith in Islam has always been central to its identity. However, faith as a motto goes beyond mere religious belief; it encompasses a broader sense of confidence, trust, and belief in a higher cause, in the potential of the nation, and in the resilience of its people.

For Pakistan, faith is twofold: it represents both religious faith and faith in the nation’s future. Pakistanis draw strength from their spiritual beliefs, finding unity and purpose in the teachings of Islam, which emphasize justice, equality, and community welfare. This religious faith provides a moral compass for both governance and daily life, promoting values such as honesty, compassion, and responsibility.

Faith also refers to belief in Pakistan’s potential. Pakistan has faced numerous challenges since its inception in 1947, from wars and natural disasters to political turmoil and economic crises. Through it all, the faith of its people in the country’s resilience and eventual success has been unwavering. This faith in Pakistan’s ability to rise above adversity and build a better future remains a key motivator for both the government and the citizenry.

Jinnah, in his speeches, often urged Pakistanis to have faith in themselves, in their institutions, and in their destiny. He believed that faith in the country’s foundational principles would ensure its survival and prosperity. In today’s rapidly changing world, this faith is crucial in fostering optimism, innovation, and national pride among Pakistanis.

Discipline: The Key to Progress and Stability

The third and final element of Pakistan’s national motto is discipline, a principle that Jinnah regarded as essential for the development of a strong, stable, and successful nation. Discipline is the cornerstone of order, efficiency, and progress. It demands that citizens and leaders alike act with responsibility, accountability, and foresight.

For Pakistan to achieve its full potential, discipline is required at both the individual and institutional levels. On a personal level, discipline involves hard work, ethical behavior, and adherence to the rule of law. It requires Pakistanis to be diligent in their pursuits, whether in education, work, or civic duties, and to prioritize the common good over personal gain.

On a broader scale, national discipline means the effective functioning of the state, including the proper management of resources, the upholding of justice, and the fair enforcement of laws. A disciplined nation adheres to democratic values, maintains the integrity of its institutions, and operates with transparency and accountability. Discipline ensures that the country can handle crises, avoid corruption, and build a sustainable economy.

Jinnah himself was a model of discipline. His dedication to the cause of Pakistan, his meticulous planning, and his unwavering commitment to the principles of justice and fairness were key factors in the success of the Pakistan Movement. He emphasized that without discipline, a nation could not stand firm, nor could it achieve its desired goals.

Today, Pakistan faces numerous challenges that require discipline in governance, education, healthcare, and defense. The globalized world presents both opportunities and obstacles, and only through disciplined efforts can Pakistan compete on the world stage. Whether in fighting corruption, strengthening institutions, or promoting social cohesion, discipline remains a critical factor in Pakistan’s progress.

The Relevance of “Unity, Faith, and Discipline” in Modern Pakistan

As Pakistan navigates the 21st century, the principles of unity, faith, and discipline are more relevant than ever. These values are not just historical legacies but are guiding principles for Pakistan’s future as a vibrant, resilient, and prosperous nation. In an era of rapid globalization, technological advancement, and shifting political dynamics, these ideals provide a steady framework for national development and collective progress.

  • Unity is vital for overcoming internal divisions and presenting a strong, cohesive front on the international stage.
  • Faith continues to be a source of strength, providing hope, moral guidance, and belief in the country’s bright future.
  • Discipline is crucial for tackling corruption, ensuring effective governance, and building a strong economy capable of competing globally.

In conclusion, “Unity, Faith, and Discipline” remains the heart of the Pakistani identity as “Aik Qaum” (One Nation). It encapsulates the aspirations of a people who, despite facing numerous challenges, remain committed to the vision of a united, just, and prosperous Pakistan. These principles, when embraced and practiced by all Pakistanis, have the power to shape a future that honors the past while paving the way for new achievements on the world stage.

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Pakistan

“Through Unity, Faith, and Discipline, We Rise from the Ashes, as Aik Qaum.”

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The APS (Army Public School) attack was a defining moment in Pakistan’s history. While the pain and scars will never fully heal, the resilience shown by the nation proves its unwavering determination to stand against terrorism. The martyrs of Army Public School are remembered as symbols of hope and courage, inspiring a better and more peaceful future for Pakistan.

“We will never forget, and we will never forgive.”

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